Guide to Mortgages and Deposits

About this guide

Before applying for a mortgage and getting together your house deposit, you must first understand the mortgage basics. Our guide begins with a detailed look at what is a mortgage, from explaining what loan-to-value means, to how to apply for a mortgage.

Once you have an understanding of what to expect with your mortgage, you must then explore the different types of mortgage and which one will suit you best. Throughout our mortgages and deposits guide, we will explore a range of mortgage types and their advantages and disadvantages, from offset mortgages to cashback mortgages.