About this guide
Before applying for a mortgage and getting together your house deposit, you must first understand the mortgage basics. Our guide begins with a detailed look at what is a mortgage, from explaining what loan-to-value means, to how to apply for a mortgage.
Once you have an understanding of what to expect with your mortgage, you must then explore the different types of mortgage and which one will suit you best. Throughout our mortgages and deposits guide, we will explore a range of mortgage types and their advantages and disadvantages, from offset mortgages to cashback mortgages.
1. What is a Mortgage?
This guide features everything you should know about mortgages. From what is a mortgage to how to apply for a mortgage, we've covered everything.Read this article2. What is Remortgaging?
This guide will look at everything you need to know about remortgaging, reviewing how and when you should plan to remortgage and what you need to prepare.Read this article3. Solicitors Fees for Remortgage
Looking to remortgage? Learn the costs involved in remortgaging, including solicitor fees for a remortgage and mortgage costs.Read this article4. Remortgage Conveyancing Solicitors
Are you looking for a remortgage solicitor? We've listed our best 7 solicitors for remortgage to help you on your way.Read this article5. Understanding the Different Types of Mortgages
Review the different types of mortgages available, the pros and cons and who they’re best suited for.Read this article6. What is a Mortgage Valuation?
You will require a mortgage valuation to ensure the property is worth the amount you will be paying for it.Read this article7. What is a Standard Variable Rate Mortgage?
A standard variable rate mortgage is a type of mortgage where the interest on your mortgage repayments is set at your lender’s standard variable rate (SVR).Read this article8. What Is An Interest-Only Mortgage?
Interest-only mortgages allow you to pay back interest each month and not capital. You’ll pay back the full value of your home at the end of the mortgage loan.Read this article9. Guarantor Mortgages Explained
A Guarantor Mortgage could be the financial solution for you when purchasing a house whilst lacking the required deposit or credit history.Read this article10. What are 95% Mortgages?
A 95% mortgage is a type of mortgage that only requires a 5% deposit, meaning you will borrow 95% of the property price to purchase the home.Read this article11. Zero-Hour Contract Mortgages Explained
Compare My Move has reviewed ways to improve your chances of approval and preparing your application on a zero-hour contract mortgage.Read this article12. How Long Does a Mortgage Application Take?
This guide will take you through the application process step by step so that you’re prepared to begin the house-buying process.Read this article13. How Long Does a Mortgage Offer Last?
Once you have secured a mortgage, you are given a limited time for which the offer is valid to complete the property purchase.Read this article14. What is a Mortgage Agreement in Principle?
Our guide explains the purpose of a mortgage agreement in principle, why it is an important aspect of the home buying process and how you can prepare.Read this article15. What Can Stop You From Getting a Mortgage?
If you don’t fit their lending criteria, it’s possible that your bank or building society could reject your mortgage application. Compare My Move explain the many reasons why your mortgage application could be declined.Read this article16. Do You Need a Mortgage Broker?
This guide will review the role of a mortgage broker, how a broker could help with your mortgage application and if you need a mortgage broker.Read this article17. When Should You Remortgage?
Learn when the best time to remortgage is and when you should avoid remortgaging.Read this article18. How to Remortgage
When remortgaging, if you stay with your current lender, the process is called Product Transfer. If you change lenders, then you will need to remortgage.Read this article19. What Do I Need to Remortgage?
Learn the conveyancing remortgage process and all the important documents you need to remortgage.Read this article20. How to Remortgage Buy to Let
Looking for a remortgage solicitor? Learn the remortgage process for a buy-to-let property.Read this article21. How Long Does it Take to Remortgage?
On average it takes 4 to 8 weeks to remortgage your home in the UK. Remortgaging will differ depending on your personal circumstances and other factors.Read this article22. Moving House with a Mortgage
Learn of the options available to you when you want to move house with your mortgage.Read this article23. House Valuation for Remortgage Explained
We cover everything you need to know about a house valuation for remortgage.Read this article