About this guide
Before applying for a mortgage and getting together your house deposit, you must first understand the mortgage basics. Our guide begins with a detailed look at what is a mortgage, from explaining what loan-to-value means, to how to apply for a mortgage.
Once you have an understanding of what to expect with your mortgage, you must then explore the different types of mortgage and which one will suit you best. Throughout our mortgages and deposits guide, we will explore a range of mortgage types and their advantages and disadvantages, from offset mortgages to cashback mortgages.
1. What is a Mortgage?
Find out everything you need to know about mortgages. From what is a mortgage and how to apply for one, to getting the best deal.Read this article2. What Is a Mortgage Broker & What Do They Do?
Find out everything you need to know about mortgage brokers - from what they do to how much their service costs.Read this article3. How Much Are Mortgage Broker Fees?
Find out everything you need to know about mortgage broker costs and how they charge their fees.Read this article4. Is It Worth Using a Mortgage Broker?
Mortgage brokers offer advice and can access a wide range of products. Our article explains their role in more detail and covers their pros and cons.Read this article5. How to Find a Mortgage Broker
A mortgage broker connects borrowers with lenders. Our guide helps you find the right broker and decide if they're the best fit for your needs.Read this article6. Mortgage Broker vs Bank: Which Is Right for You?
Our article aims to help answer this question. We explain the differences between the services, including costs, support, and product range.Read this article7. Mortgage Broker for First-Time Buyers
Find out everything you need to know about mortgage brokers as a first-time buyerRead this article8. Understanding the Different Types of Mortgages
Find out about the different types of mortgages available, the pros and cons of each and who they are best suited for.Read this article9. What are 95% Mortgages?
A 95% mortgage is an agreement that only requires a 5% deposit. The remaining 95% is provided by the mortgage lender. Find out everything you need to know about this mortgage type.Read this article10. What is a Standard Variable Rate Mortgage?
A SVR mortgage is a mortgage type where interest on repayments is set at a lender’s standard variable rate. Find out if this is the right mortgage for you.Read this article11. How Long Does It Take To Get A Mortgage Offer?
It takes between 18 and 40 days to receive a mortgage offer. We've gathered everything you should know about the mortgage application process.Read this article12. How Do Mortgages Work When You Move House?
When moving house with a mortgage, there are multiple options available such as porting and remortgaging. We'll take you through the options, so you can choose the right one for you.Read this article13. What is Remortgaging?
Find out everything you need to know about remortgaging, including how and when you should plan to remortgage and what you need to prepare.Read this article14. Remortgage Conveyancing Solicitors
We’ve put together everything you need to know about remortgaging, including a review of solicitor’s fees and how the process works.Read this article15. Solicitors Fees for Remortgage
Looking to remortgage? Find out the costs involved in remortgaging, including solicitor fees for a remortgage and mortgage costs.Read this article16. Getting Ready to Remortgage
Remortgaging your property toward the end of the mortgage term will give you access to better rates. We'll take you through what to expect when remortgaging.Read this article17. Remortgage Process and Timeline
There are various documents you will need to successfully remortgage. We've gathered everything you should know about the process and what to expect.Read this article18. Getting a Remortgage on a Buy-To-Let
It's important to seek professional advice when remortgaging a buy to let property. Compare My Move takes you through the process and what to expect.Read this article19. What is a Remortgage Valuation?
A remortgage valuation provides an indication of how much your property is worth. We discuss everything you should expect from the process.Read this article