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What are the Signs of Subsidence in a House?

Subsidence occurs when the ground sinks and the foundation of a property shifts. This can then impact a home’s structure and stability.

This can be a serious concern for homeowners. Spotting the signs early is essential to preventing structural damage causing expensive repairs.

What is Subsidence?

Understanding subsidence is key to ensuring both your safety and investment. Subsidence occurs when the ground sinks, affecting the foundations of a property. The home can sink into the ground and cracks can develop in the structure.

This impacts the stability of a home, causing it to become unsafe. It can also cause the property to decrease in value. This is why it is highly recommended to hire a surveyor during the buying process to ensure you do not purchase a home suffering from subsidence.

The movement of the earth can either happen naturally or is caused by man-made industry. Subsidence differs from (but can be confused with) issues like settlement, heave, and landslip.

Subsidence vs Settlement

Subsidence is when the ground gradually sinks, pulling structures and trees along with it. It causes cracks in properties and causes them to collapse into the ground.

Settlement is when a home settles into place. It is a downward movement resulting from the weight of the building compressing the ground undernbeath. Settlement cracks are not uncommon in new homes but owners must remain vigilant that these are not signs of subsience. Settlement is common and typically occurs 10 years after a property is built. Some insurers will cover subsidence but won't cover settlement.

When a property has signs of settlement, you will begin to see cracks in the walls. These are usually harmless and can be plastered over. They can grow up to a width of 15mm, causing structural damage.

Heave and Landslip

In addition to subsidence and settlement, homes can also be impact by heave or landslip. Ground heave is swelling of the subsoil, asserting pressure upwards. This surge causes damage to foundations and floor structures.

Landslip is the gradual downward movement of land. This differs from a landslide which happens rapidly. Both can happen in extreme weather or on sites where land and waste have been collected and left, such as debris from mining.

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How to Spot Subsidence

Early detection of subsidence is crucial. The early signs are often subtle, so close attention is needed. The main signs include ground losing moisture, soil type, weather and tree roots.

Below we look at some of the common physical signs of subsidence in a house

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Cracks in Walls (Internal and External)

Diagonal cracks, wider at the top than the bottom and larger than 3mm, may be an indication of subsidence. These tend to appear around doors, windows, and in the corners of rooms. Cracks in the external render and brickwork can indicate service movement issues.

Cracks can be a normal part of homeownership, especially in older homes. Settlement cracks can also be evident in new or relatively new buildings, as the home takes time to settle. But, if they are more than a hairline crack and continue to develop, it is worth investigating further.

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Wallpaper Creasing at Wall/Ceiling Joins

Foundation shifts can cause wallpaper to ripple or pull apart at joints. If you see this in your home, investigate the cause. Damp can also cause wallpaper to ripple and peel. This would need exploring and rectifying, but it is often less severe than subsidence.

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Doors and Windows Sticking

Although wooden doors and window frames can expand and retract as the weather changes, this can be a sign of subsidence. If the frames seem warped, uneven and are “sticking” (not opening and closing properly), you may want to investigate further.

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Sinking or Sloping Floors

Uneven floors can be a clear sign that something is wrong. Even subtle tilting or gaps between floors, walls and skirting boards can be indications that subsidence is impacting the home.

Common Causes of Subsidence

Subsidence is largely linked to environmental factors. These include drought, soil type, tree roots and leaks.

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Soil Type

Certain soil types, such as clay soil can shrink, crack and even shift during hot weather. This creates an unstable ground, pulling the foundations down as it shrinks. Meanwhile, sandy soils can erode over time, leading to subsidence.

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Tree Roots

Tree roots removing moisture from the soil is one of the most common reasons for subsidence. Large trees, for example, oak, elm and willow, draw moisture from the soil, causing it to shrink. If they're situated close to the property’s foundations, this can cause subsidence. Even if there are no visible roots, this issue could be developing beneath the surface.

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Leaking Drains and Pipes

Underground leaks in pipes and drains can wash away the soil supporting the foundations of homes. This can then lead to ground instability and collapse. Damage from leaks can happen gradually over time but can rapidly develop during heavy rainfall. It can be exacerbated in the event of a burst water main.

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Drought and Extreme Weather

Long periods of dry weather can lead to shrinking soils, which can be a key risk factor in some areas. Extreme wet weather can also be a concern. The ground will expand from the moisture but contract during warmer months. This process of shrinking and swelling can create an unstable ground.

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Mining Areas

Historic or ongoing mining in the area under and around a property can also lead to subsidence. Pits, mine shafts and excavated land can become unstable. This is why a mining search is an essential part of the conveyancing process.

How to Confirm If Your Property Has Subsidence

The best way to confirm subsidence is evident is to hire a qualified property surveyor or structural engineer. It is paramount that any suspicions or concerns are assessed by a professional. Not only will they have the qualifications, experience and knowledge, but they will have access to tools.

There are warning signs of subsidence that can be spotted during viewings. These include cracks in walls, issues with opening doors and windows, and uneven floors. Laser monitors or geo-surveys can check foundation stability, giving a clearer idea of the issue.

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Fixing Subsidence: Treatment Options

Depending on the severity, the impact of subsidence can be treated, but it can be time-consuming and costly. The foundations of the home will need to be stabilised and in some cases, the home lifted back into position.

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Traditional Underpinning

Underpinning is a construction method used to strengthen the foundation of a property. It adds support to prevent the home from sinking into the ground. The method you opt for will depend on the foundation depths and the severity of the subsidence.

Underpinning can be a disruptive and expensive process. If you live in a semi-detached or terraced home, you may need to consider party wall implications, adding to the cost. This is because the work can have a considerable impact on neighbouring properties.

The most common methods of underpinning include:

  • Mass concrete: This method involves a specialist digging holes beneath the existing foundation and filling it with concrete.
  • Beam and base: Similar to the mass concrete method, load-bearing beams are laid on top of the concrete.
  • Piling: This is usually the most expensive and used for extreme cases. Specialist equipment is used to insert piles to strengthen and support a building’s foundation.

According to RICS, underpinning can cost anywhere between £10,000 and £75,000 or more.

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Modern Resin Injection (Geo-Polymer)

More modern treatments like geo-polymer injections are an alternative to underpinning. These are usually less invasive, quicker and more cost-effective. This technology and method involves strong, expansive resins being injected into the ground. This strengthens the foundations and stabilises buildings.

Can Subsidence Return After Repairs?

Yes, subsidence can be an issue following repairs. This is why buyers should proceed with caution when buying a property with a history of subsidence. It also explains why insurance premiums are often higher for these homes.

Impact on Home Value, Insurance, and Mortgages

Subsidence can have a significant impact on property value. Sold.co.uk reported that subsidence could devalue a property by 5%-25% on average. This can be considerably more depending on the severity of the situation.

If subsidence is found during a mortgage valuation, the lender will likely withdraw their offer. The valuation is to ensure the home is worth what they have agreed to lend you. If subsidence is evident, this means the property is worth less than they are lending.

If you are buying a home that has a history of subsidence, even if it has been underpinned, a mortgage lender is likely to be reluctant. Properties in a poor state and suffering from subsidence often go to auction.

When buying a home with historic subsidence, you should ensure any work to rectify it was completed by certified professionals. You should also consider insurance implications. You may need a specialist insurance provider. It is not uncommon for underpinned homes to have higher insurance costs.

Can You Prevent Subsidence?

Subsidence can be difficult to prevent, especially if the ground is susceptible to movement and change. There are a few ways you can maintain your property to remain vigilant.

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Managing Trees and Plants

If Japanese Knotweed is found on your property, ensure it is professionally treated as soon as possible. If you are planning on planting trees or other vegetation, be sure to avoid root issues by planting them a safe distance from any buildings. The Association of British Insurers (ABI) has a guide to tree height, root length and safe distances.

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Water Management

Regularly check for leaks and maintain drainage systems to prevent water damage to soil. Keep drains clear and unblocked and address any issues early on.

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Cracks and Changes in the Home

Keep an eye on cracks developing in ceilings and walls. If they expand or change, consult a builder or surveyor to assess the situation. It could be a sign that the ground beneath the property is shifting. The best way to be sure of ground instability is to hire a professional to conduct a structural survey.

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Hiring a Professional

Early detection when it comes to subsidence is essential. Before you complete the purchase of a home, make sure you arrange for a property survey. A surveyor can inspect the property and make you aware of any signs of subsidence. This can save you from buying a home requiring expensive repairs.

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Written by

Last updated

21st Nov, 2024

Read time

9 minutes

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