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What Is A Bridging Loan

What is a Bridging Loan?

A Bridging Loan or “Bridge Loan” is a short-term, high-interest rate loan designed to help those looking to complete on their property purchase prior to selling their existing home. They offer short-term finance before your longer-term funding - the funds from the sale of your previous home - comes through.

2 months ago Read more

What Is A Local Authority Search 2

What is a Local Authority Search?

A Local Authority Search is a query into the local area and land where the property you are hoping to buy resides. Local Authority searches are a vital part of the conveyancing process and are undertaken as part of the property searches that come with buying a house.

2 months ago Read more

Capital Gains Tax

What is Capital Gains Tax?

Capital Gains Tax (CGT) is a tax on the profit you make when selling or disposing of an asset (in this case a property) that has increased in value since you first bought it. It’s important to note that it’s the profit or “gain” you make that is taxed and not the overall money received. You do not pay CGT when selling your main home or when gifting the property to a spouse, civil partner or charity.

2 months ago Read more

What Is Underping

What is Underpinning?

Underpinning is a construction method to help strengthen the foundation of properties that are suffering from subsidence. This is when the structure of a property moves, causing the foundation to be unstable. The soil beneath this foundation is then excavated and replaced with the appropriate materials needed to repair the structure.

2 months ago Read more

Sell Or Rent

Should I Sell or Rent My House?

Deciding whether to sell or rent out your home all depends on your personal circumstances. If you’re already struggling to sell the property, it may be time to consider renting it out to tenants.

2 months ago Read more

Complain Estate Agent

How to Complain About an Estate Agent

There are several ways to complain about an estate agent, but you should always first discuss the issue directly with the agent before taking the issue further. Think carefully before filing a complaint and ensure you give your agent enough time to respond.

2 months ago Read more

Subsidence

What is Subsidence?

Subsidence is when the ground beneath your property compresses or sinks, creating an unbalanced foundation. As the ground becomes unstable, the foundations become misaligned, affecting the property’s structural safety and often its overall value.

2 months ago Read more

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